3 BR, 2 BA ranch in Waters Edge Subdivision has wood flooring, open-concept living area, main-level laundry, full basement & 2-car garage. Freddie Mac is offering SmartBuy program on this property thru Decemberup to 3.5% Closing Costs to owner-occupied buyers, 2-yr Home Warranty & up to 30% savings on name-brand appliances. Must close by 2/26/10.